A foreclosure in the state of Arizona can vary for the amount of time that it can take to complete. A key factor in determining if your case will be lengthy or not is whether you are represented by a seasoned Scottsdale real estate lawyer. In general, the timeline of the foreclosure process without a lawyer lasts for 6 months beyond your last mortgage payment. With an attorney, however, you may be able to stretch it up to 4 years and possibly be able to live in your house during the entire time.
When you fall behind on the payments of your loan or mortgage, the foreclosure process begins. When you originally signed your mortgage, you essentially gave the bank the ability to reclaim your home if you cannot make payments. After payments can no longer be made and the loan has not been paid off, a "Written Notice of Default" will be sent to you, the borrower. The moment that you are served this notification, it is immediately important that you contact a Scottsdale foreclosure defense lawyer.
Here at Schern Richardson Finter, PLC our team of foreclosure attorneys strives to protect your rights as a homeowner. We believe that you should get a fair chance to save your home and fight against foreclosure. The legal team at our firm is proud to provide the Scottsdale community with the following resources including eminent domain, foreclosures/trustee sales, deficiency defense, residential landlord/tenant, mechanic's and materialman's liens, quieting title, loan modification, administrative and regulatory proceedings, forcible entry and detainer/evictions, due diligence - transactions, landlord rights in bankruptcy, condemnation, mediation-arbitration, and commercial leases.
To learn more about your rights to an attorney and how you may be able to save your home with creative foreclosure defense tactics, call our firm today.
Do not forget to contact a Scottsdale foreclosure defense attorney at our office today to schedule an appointment to discuss your case!
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